👶
Education Cost Simulator
Estimate total education costs from kindergarten to university with public/private path selection.
Basic Settings
Child Settings
Quick Presets
Education Path
Kindergarten
Elementary
Junior High
High School
University
Total Education Cost
19.2M yen
Monthly average needed: ~7万 yen
Breakdown by Stage
Kindergarten1.2M yen
Elementary3.9M yen
Junior High2.7M yen
High School2.6M yen
University8.8M yen
Cost Timeline by Age
Kindergarten
Elementary
Junior High
High School
University
Savings Plan Suggestion
Save ~5万 yen/month at 3% annual return to reach 19.2M yen over 22 years.
📖How to Use
- 1Select the child's current age and education track (public/private, arts/science)
- 2See estimated education costs from kindergarten through university
- 3Check the monthly savings amount needed to prepare
💡Tips & Knowledge
- •All-private schooling from kindergarten to university can reach about ¥24M in total
- •Japan's free early childhood education program (started 2019) covers ages 3–5 in licensed facilities
- •University entrance costs hit in spring of high school year 3 — ideally start saving at birth
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All calculations run in your browser. No data is sent to any server.